Bankruptcy Law

Navigate financial challenges with expert legal guidance. We help individuals and businesses find the fresh start they need.

Bankruptcy Services

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Chapter 7 Bankruptcy

Liquidation bankruptcy for individuals and businesses

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Chapter 11 Bankruptcy

Reorganization for businesses to continue operations

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Chapter 13 Bankruptcy

Debt repayment plans for individuals with regular income

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Creditor Representation

Legal assistance for creditors in bankruptcy cases

The Bankruptcy Process

1

Free Consultation

Discuss your situation and explore your options

2

Credit Counseling

Complete mandatory pre-filing credit counseling

3

Filing Petition

We prepare and file your bankruptcy petition

4

Meeting of Creditors

Attend court-mandated meeting with creditors

5

Discharge

Receive court approval and debt discharge

Frequently Asked Questions

How will bankruptcy affect my credit score?

Bankruptcy can remain on your credit report for 7-10 years, depending on the type. While it initially lowers your score, many clients begin rebuilding credit shortly after discharge.

Can I keep my home and car if I file for bankruptcy?

In many cases, yes. Bankruptcy exemptions often allow you to keep essential assets like your primary residence and vehicle, but this depends on your specific situation, equity, and the chapter you file under.

What debts cannot be discharged in bankruptcy?

Certain debts typically cannot be discharged, including most student loans, recent taxes, child support, alimony, and most court-ordered fines or restitution.

How long does the bankruptcy process take?

A Chapter 7 bankruptcy typically takes 3-6 months from filing to discharge. Chapter 13 involves a repayment plan lasting 3-5 years. Chapter 11 varies based on the complexity of the business reorganization.

Benefits of Working With Us

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Immediate Protection

Filing stops collection efforts with automatic stay protection.

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Complete Analysis

Thorough evaluation of your financial situation and all available options.

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Fresh Start

Guidance on rebuilding credit and financial stability post-bankruptcy.

Take the First Step Toward Financial Freedom

Schedule a free, confidential consultation with our bankruptcy attorneys.

Free Consultation